Top PEOs
Built by brokers

PEO shopping,
without the spin.

Triton Benefits is a licensed brokerage that has been placing PEO clients for two decades. We built ShortlistPEO so you can skip the demo gauntlet — tell us about your business, get a ranked shortlist of three PEOs that actually fit, and a Triton broker follows up with real quotes within one business day.

100+ PEOs evaluated
ADPInsperityTriNetJustworksPaychexGustoRipplingG&ASequoiaPrestigeCoAdvantageDeelEngage PEOVensureOasisHeliosXcelHRSyncHRTrionFrankCrumStratus.hrModern HRNextep+ 80 more
your shortlist
01.
Best match
Top fit on size, industry, and benefits
Best fit
02.
Strong runner-up
Different strengths, comparable value
03.
Third option
Worth a quote for comparison
100+
PEOs we track
3
In your shortlist
60s
To get matched
How it works

Three steps, no sales gauntlet.

Skip the discovery calls, demo schedules, and spreadsheets. The whole evaluation happens in two minutes plus one phone call.

You · 90 seconds

Tell us about your business

Seven questions — size, industry, location, current benefits, timeline. No account, no document upload, no demo scheduled.

Us · in real time

The scoring engine runs

Your business profile gets weighed against 100+ PEOs across health pricing, workers' comp structure, software depth, multi-state reach, and CPEO status. Three best fits surface.

A Triton broker · within 1 business day

You get real quotes

Not a call center, not an SDR. A licensed Triton broker with two decades of PEO placement experience. Real numbers from each PEO on your shortlist. You decide what happens next.

Why it matters

Most PEO marketing is vague on purpose.

The differences that actually decide whether you save or overpay rarely show up in a brochure. Here's the gap between what they say and what matters.

Brochure says
"Best-in-class group health benefits"
Actually matters
Which carrier, which plan tier, and whether the network covers your employees' zip codes. Two PEOs can quote the same plan tens of thousands apart.
Brochure says
"Dedicated HR support team"
Actually matters
Named HR partner vs. ticket queue. Response SLA in writing. Whether you call the same person twice or get a new rep every time.
Brochure says
"50-state coverage"
Actually matters
Most PEOs only have real depth in 10 states. The other 40 are technically supported but show their seams at audit time.
Brochure says
"Transparent pricing"
Actually matters
Bundled vs unbundled PEPM. What's pass-through vs. marked up. Whether the quote shifts by salesperson, season, and what you let slip in discovery.
Brochure says
"Modern HRIS platform"
Actually matters
Mobile app quality, SSO, real integrations vs. CSV exports. Your team lives in this software every day — some feel modern, some feel stuck in 2012.
Brochure says
"IRS-recognized provider"
Actually matters
Specifically CPEO certified. CPEOs carry federal payroll-tax liability themselves. Non-certified providers don't — that risk lands back on you.
By the numbers

The data behind why PEOs work.

Independent research from the National Association of Professional Employer Organizations.

7–9%
Faster annual growth
PEO clients vs. non-PEO peers
10–14%
Lower employee turnover
Cumulative effect on retention
$1,775
Annual ROI per employee
McBassi & Company analysis
27.2%
Return on PEO investment
Cost savings vs. PEO admin fees

Source: NAPEO industry research

Ready for your shortlist?

It takes about a minute. We'll never share your information without your permission, and there's no cost to you.

Why PEO?

Hire a Fortune-500 HR team.
Pay like a small business.

A Professional Employer Organization (PEO) pools your business with thousands of other small employers, so you get the same payroll, benefits, HR, and compliance infrastructure that big companies have — without hiring a single new person.

$1,775
Average annual savings per employee on group health (NAPEO, 2024)
7–10
Hours per week most owners save on HR and payroll admin
14%
Lower employee turnover at PEO clients vs. non-PEO peers
What a PEO actually does

Five jobs you stop doing on day one.

P

Payroll & tax filing

Multi-state payroll, withholdings, garnishments, W-2s. Federal, state, and local tax filings happen automatically under the PEO's EIN.

H

Group health benefits

UnitedHealthcare, Aetna, Cigna, BCBS. Big-company plan designs and rates pooled across thousands of small employers.

R

Retirement

Master 401(k) plans with institutional-quality investment lineups and fiduciary support — without you sponsoring your own plan.

W

Workers' compensation

Master workers' comp policy pools your risk with the rest of the PEO's book. No more individual policy renewals or audit pain.

C

HR & compliance

Employee handbooks, multi-state labor law, ACA reporting, OSHA logs, sexual harassment training, FMLA, COBRA — all handled.

+

Plus the boring stuff

I-9 verification, new-hire reporting, unemployment claims, COBRA admin, FSA/HSA, life and disability — the long tail of admin you can't quite outsource elsewhere.

Why businesses make the switch

The four reasons that actually move the needle.

01

Better benefits, lower premiums

Small groups pay 8–22% more for the same plan because carriers price by risk pool size. A PEO buys benefits for tens of thousands of employees at once. You access those rates.

02

Hours back on your calendar

Owners typically spend 5–15 hours per week on payroll, benefits questions, and compliance — even with a payroll vendor. A PEO buys most of that back.

03

Fewer compliance landmines

Federal + state + city labor law changes constantly (CA AB5, NY PFL, IL Equal Pay, NYC Fair Workweek). A PEO has the specialists to keep you compliant without you tracking every change.

04

Recruiting advantage

Quality candidates expect competitive benefits. A PEO master plan lets a 12-person business offer benefits that compete with companies 100x its size.

Honest assessment

Is a PEO right for you?

A PEO probably fits if you...

  • Have 5–500 W-2 employees
  • Want big-company benefits at small-company scale
  • Hire across multiple states (or plan to)
  • Spend too much time on payroll or HR
  • Have had a compliance scare or a tough renewal
  • Want to focus on running the business, not HR

A PEO probably doesn't if you...

  • Have fewer than 5 W-2 employees (just use Gusto)
  • Are 1099-only with no W-2 staff
  • Already have in-house HR + a strong direct broker
  • Have 500+ employees and want full plan customization
  • Need union/collective bargaining support (PEOs handle the admin side, not negotiations)
What it costs

The honest answer on price.

PEO admin fees typically run $40–$120 per employee per month, depending on size and service depth. Bundled pricing (admin + benefits admin + workers' comp) runs $100–$220 per employee per month. Most businesses recover the admin fee through health insurance savings alone — but only if you pick the right PEO. The wrong fit can cost you more than not using a PEO at all.

Use our PEO Pricing Estimator to see what the top 8 providers would likely charge for a business like yours.

Where we fit in

What ShortlistPEO actually does.

There's no single "best" PEO — different providers excel for different businesses. We track 100+ PEOs and match you to the three that fit your size, industry, location, and benefits needs. A Triton Benefits specialist follows up with real quotes from each. You pick the one you like (or none of them). We're paid by the PEO you choose — not by you.

Ready for your shortlist?

2 minutes. 7 questions. Three real PEOs that actually fit your business.

Insurance Estimator

Estimate your insurance.

Two quick tools — estimate your monthly premium using wholesale tiered medical rates, then see how a PEO master plan could change your annual cost. Final pricing depends on your PEO match, state, age mix, and plan design.

$555
Per employee / month
$6,660
Per employee / year

Your plan vs a PEO master plan.

PEOs pool thousands of small employers into one master health plan with a top-tier carrier (UnitedHealthcare, Aetna, Cigna). That buying power typically translates to 8%–22% lower premiums than what small groups get on the open market. Enter your current numbers to see your estimated savings.

Your current / year
$255,000
Est. PEO master plan / year
$209,100
Estimated annual savings
$45,900 saved

Estimate only. Actual PEO premiums depend on your state, age mix, plan design, industry, and which PEO you join. We model midpoint savings; the typical range for your group size is shown above the chart. Get a real quote.

Also worth knowing

Considering ICHRA?

If a traditional group plan isn't the right fit, ICHRA (Individual Coverage Health Reimbursement Arrangement) lets you reimburse employees tax-free for individual marketplace plans instead of buying group insurance. It is the fastest-growing benefits structure for SMBs — and a real differentiator for the PEOs that support it.

Why employers use ICHRA

  • Predictable cost — you set the monthly allowance
  • Tax-free reimbursement for employer and employee
  • Employees pick the plan that fits their family
  • Works for distributed and multi-state teams
  • No annual renewal price hikes from a group carrier

When group plans still win

  • Team is large enough to leverage group pricing
  • Workforce prefers a single shared plan
  • Lower admin overhead for HR teams
  • Some employees lose ACA subsidies on ICHRA
  • Group benefits are easier to communicate
PEO comparison

How the top PEOs stack up.

A snapshot across the categories that actually move the needle — health pricing, software, multi-state strength, workers comp, and IRS certification. We grade 30+ PEOs the same way and surface the three that fit you best.

vs
PEO pricing estimator

What top PEOs would charge you.

Rough estimates by company size, salary, and industry — across the top PEOs in the market. Actual quotes vary by workers comp class, state, and benefits configuration.

How to read this: Estimates are based on each PEO\'s known pricing model, adjusted for your headcount and industry. Justworks publishes flat pricing (so it\'s exact). All others quote custom — the range you see is realistic but the real quote you\'ll get depends on workers comp class code, state, MOD rate, plan elections, and negotiation. Want apples-to-apples real quotes? Get matched and a Triton specialist will pull them for you.
One last step

Tell us where to reach you.

A Triton specialist will email or call with your shortlist and a rough quote within one business day.

For a more accurate quote.
By submitting, you agree to be contacted by a Triton Benefits specialist. We never sell your information.

You're matched.

Your shortlist is built. A Triton specialist will reach out within one business day with your top match and a rough quote.

What happens next

A specialist reviews your inputs and confirms the three best PEOs for your business. You'll get a call or email with the top recommendation, an introduction, and pricing — all before any commitment.

What if you don't hear from us?

Call 1-877-OK-TRITON or email hello@tritonhr.com.

FAQ

Common questions.

Everything you need to know about PEOs and ShortlistPEO.

Legal

Privacy Policy

Who we are

ShortlistPEO is operated by Triton Benefits & HR Solutions.

What we collect

  • Contact: name, email, company, phone
  • Business profile: employee count, salary, industry, states, insurance status, timeline
  • Optional: WC codes, SUTA rate, MOD, current provider

How we use it

To build your shortlist and have a Triton specialist contact you. We never sell your personal information.

Contact

Email: privacy@tritonhr.com · Phone: 1-877-OK-TRITON

Legal

Terms of Service

Service

ShortlistPEO is a matchmaking service operated by Triton Benefits. Triton is a licensed insurance broker.

No guarantees

We do our best to match you with PEOs that fit, but cannot guarantee specific pricing or outcomes.

Contact

Email: legal@tritonhr.com · Phone: 1-877-OK-TRITON

● Internal · backend view

Lead dashboard

Quiz submissions and estimated commission.

Leads

By provider

Estimated commission per PEO